I got my first credit card last year. It was so easy to buy new phone and clothes. But now, the minimum payment is eating my soul. I pay and pay, but the debt stays same. Ya Rabb, I feel like a slave to the bank. Should I take a personal loan to close the card or just cancel everything and live with cash only? Never again! #finance #debtfree #creditcard #finance #moneyhacks #spending #savingmoney #tips